RateSetter Australia推出分享型經濟信任度指數

超過一半的澳大利亞民眾表示,比起傳統型經濟,他們更加信任分享型經濟。

RateSetter Australia是一傢P2P借貸平臺,是英國P2P借貸平臺開設在澳大利亞的分支機構。近日,RateSetter Australia推出瞭分享型經濟信任度指數,旨在分析澳大利亞民眾對於各種分享型經濟服務的使用情況和態度,例如乘車分享服務、住宿分享服務等等。RateSetter Australia將通過調查收據數據,自指數創立之日起,每半年更新一次。

現有指數顯示,比起傳統型經濟,超過一半的澳大利亞民眾更加信任分享型經濟。該項調查還顯示,有61%的澳大利亞民眾在過去六個月內使用過分享型經濟服務,同時還有85%的人打算在下一年嘗試使用。除此之外,將近有四分之一(23%)的澳大利亞民眾在P2P經濟服務上每個月至少花費50美元,而對於25歲到34歲這個年齡段的人來說,這個數字更是上升到瞭每月116美元。

由下圖可知,商品的線上交易(如eBay, Gumtree)是澳大利亞民眾最常使用的分享型經濟服務,其次則是乘車分享服務(如Uber)和住宿分享服務(如Airbnb)。

RateSetter是第一個在澳大利亞市場試水的英國平臺機構。Rhydian Lewis於2009年年底在英國創立瞭RateSetter集團。而澳大利亞的分支平臺則是由前投資銀行傢Daniel Foggo在2014年10月發起成立。RateSetter Australia提供給籌款人的貸款金額從2001美元到35000美元不等,時間期限也從6個月跨度到最長半年。

RateSetter Australia首席執行官Daniel Foggo表示:

“分享型經濟正在深刻長久地影響著澳大利亞消費者購買和銷售商品、消費服務以及分享多餘的資源的方式。瞭解澳大利亞民眾對此有何感想以及這種感想如何影響行為方式是非常重要的。分享型經濟信任度指數首開先河,為我們瞭解澳洲國民對這一行業的態度提供瞭全方位的依據。”

分享麵包成型機型經濟服務對澳大利亞民眾來說不僅僅是消費那麼簡單,它還是一種增加收入的絕好方式。事實上,64%的澳大利亞民眾表示他們願意考慮利用分享型經濟服務來賺錢,56%的人更願意在線上交易,18%的人願意在線上外購,還有12%的人願意提供住宿分享。

Daniel總結道:

“分享服務和P2P服務正變得越來越受歡迎,這是因為這些平臺提供瞭更加高效廉價的服務,同時還將他們的註意力集中在消費者身上。[…]根據我們的原始報告,我們期待從事消費服務和提供P2P服務的澳洲民眾將迅速增多。”


More than half of Australians trust the sharing economy more than its traditional alternative.

RateSetter Australia, an Australian peer-to-peer lending platform named after its UK twin, has launched something called the Sharing Economy Trust Index. The index aims to explore Australians’ use of and attitudes towards Sharing Economy services, such as ride sharing services, accommodation sharing services and the like. Information is gathered through surveys and it will be updated on a semi-annual basis, beginning with today’s inaugural edition.

According to the index, more than half (52%) of Australians trust sharing economy services more than the traditional alternative. The research also reveals that 61% of Australians have used a sharing economy service in the previous six months and 85% intend to use one in the next year. In addition, almost a quarter (23%) of Australians spend at least $50 a month on P2P economy services, but that rises for 25-34 year olds, with a monthly average of $116.

Online marketplaces for goods (e.g. eBay, Gumtree) are the most commonly used Sharing Economy services by Australians, followed by ride sharing (e.g. Uber) and accommodation sharing (e.g. Airbnb), as the graph below shows.

RateSetter was the first UK platform to take on the relatively uncharted waters of the Australian market. The RateSetter group was founded in the United Kingdom in late 2009 by Rhydian Lewis, while the Australian branch of the platform was launched in October 2014 by former investment banker Daniel Foggo. RateSetter Australia offers borrowers loans from $2,001 to $35,000 for a timefr切割蛋糕機ame of 6 months up to 5 years.

RateSetter Australia CEO Daniel Foggo commented:

“The sharing economy is profoundly and permanently impacting how Australian consumers buy and sell goods, consume services and share surplus resources. It’s important to know how Australians feel about it – and how that affects their behaviour. The RateSetter Sharing Economy Trust Index is the first of its kind, providing a comprehensive overview of the nation’s confidence in the rapidly expanding sector.”

Sharing Economy Services are seen by Australians not only as something to be “consumed”, but also a great way to supplement their income. Indeed, 64% of Australians say they would consider using a sharing economy service to earn some money, preferring online marketplaces (56%), online outsourcing (18%) and accommodation sharing (12%).

Daniel concluded:

“Unsurprisingly, sharing and peer-to-peer services are becoming increasingly popular and that’s because these platforms deliver services more efficiently and affordably, whilst keeping their focus on the customer. […] Based on our inaugural report we expect the number of Australians involved in both consuming and providing P2P services will continue to grow rapidly.”


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